Joe Rizza Acura
8150 W 159TH ST ORLAND PARK, IL 60462
Sales: 708-729-6234
Service: 708-729-6242
OPEN TODAY: 9:00 AM - 7:00 PM
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Why Acura Cars are a Good Choice

A common concern of many new car buyers is whether it makes more sense for them to buy or lease their next vehicle. Fortunately, Joe Rizza Acura has a variety of programs that make your dreams of driving an Acura a reality regardless of which path is right for you. Our team of financial experts can customize a finance or lease solution that fits both your budget and driving habits. Since there are advantages on both sides of the buying versus leasing discussion, we’ve assembled this helpful guide which can make it easier to make the right decision for your situation.
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Benefits of Buying an Acura

Benefits of Buying an Acura

Outstanding Finance Rates

Outstanding Finance Rates

With qualifying credit, we offer exceptional new vehicle financing rates with low APR’s on your next Acura purchase. With rates this low, it’s sometimes smarter to finance your new Acura – even if you were considering writing a check for the entire purchase.
Affordable Payments

Affordable Payments

In addition to low interest rates, we offer extended term loans to suit the needs of just about any buyer. Using our estimate payment tool is a great way to help you choose the financing options that work best with your budget.
Flexibility

Flexibility

By purchasing an Acura, you have the freedom to drive as many miles as you’d like without being concerned about the mileage overage charges commonly associated with a lease. Since the car is yours, you’ll also have the option to modify or customize your vehicle with parts or accessories to match your tastes. Leasing has restrictions that prohibit these modifications.
Ownership Equity

Ownership Equity

After you’ve paid off your Acura it’s 100% yours. You’re able to leverage this equity as a down payment for your next vehicle.
Benefits of Leasing an Acura

Benefits of Leasing an Acura

No Impact on Trade-In

No Impact on Trade-In

What will your new Acura be worth in 3 years? We really don’t know for sure what the market may look like at that time. Fortunately, when you lease you won’t have to worry about any of that. Once your lease reaches its conclusion, all you need to do is simply return the vehicle and select a new one. You can let the bank worry about the vehicle’s future value.
Flexibility

Flexibility

As your lifestyle changes, leasing gives you the flexibility to choose a different model every 2-5 years (depending on the duration of your lease). Rest easy, knowing that at the end of your lease you will have plenty of options.
Affordable Lease Payments

Affordable Lease Payments

By leasing a vehicle, you’re not paying for the portion of the vehicle’s life that you won’t be using. A new Acura may last for 10 years, but your payment is only based on the 3 years that you will be using it. This saves you money in the long run.
Low Cost Repairs

Low Cost Repairs

A leased Acura typically spends the entire duration of the lease covered by the factory warranty. This means that if anything goes wrong, you’ll be protected. You can drive with complete confidence and peace of mind from knowing that you’ll be covered in the event of unexpected repairs.

Buying or Leasing – Frequently Asked Questions

When is the best time to lease a vehicle?

Our recommendation is that you wait until right after the new model year is introduced. The reason for this is attributed to the residual value. It’s typically at its highest in this time period which can help you save money on the depreciation cost. Your financial expert can give you the most current information on available specials and incentives to help maximize your savings.

If you have enough money saved for a large down payment, should you buy or lease?

This down payment will not only help keep your monthly payments low but it will also help you pay off your vehicle faster. Playing a large down payment on a purchase often can bring your monthly payment down to a similar level as you would pay when leasing.

If you prefer the latest technology in your vehicle, is it better to buy or lease?

Acura vehicles are available with some of the most advanced technology features in the luxury segment. If having this current technology in your vehicle is important to you, we recommend leasing. Lease agreements typically last between 2 and 5 years, ensuring that your vehicle will always be equipped with the latest technology features.

If you have a long daily commute, does it make more sense to buy or lease?

Remember, the majority of leases have specified mileage limits. These limits can be increased or decreased in order to accommodate your driving habits. If you have a lengthy commute, purchasing the vehicle is often the smarter financial choice.

Can you buy the vehicle at the end of the lease contract?

It’s understandable that you have fallen in love with your vehicle. Included in every lease contract is a price at which you can purchase your leased vehicle following the conclusion of the lease agreement.
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